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Welcome! Here You Can Find Great Information on Chesterfield, Wildwood and West St. Louis, Missouri Real Estate  Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. Need local real estate information? I've summarized much of what is important about the Chesterfield, Wildwood and West St. Louis real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Chesterfield, Wildwood and West St. Louis real estate agent, I have the experience and track record you are looking for. Please let me help. - Peggy Fox
Making An Offer >Keeping Your Earnest Money Safe
When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?
The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.
If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.
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What three things are necessary in order to purchase a home?
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Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible. |
 See More Real Estate Trivia > |
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Peggy Fox
Prudential Alliance, Realtors
17050 Baxter Rd., Suite 200
Chesterfield, MO 63005
314-805-7524
Fax: 636-537-2405
peggyfox@NUMBER1EXPERT.com
I am a firm believer in the value of real estate as a great investment! I have helped clients buy and sell properties in both Missouri and 'The Gold Coast' of Connecticut. Having made many moves myself (California, Connecticut, Michigan, Pennsylvania, Washington, to name a few) I understand the emotions and stress involved in moving, whether within town or to a completely new location.
As a token of my appreciation for the trust my clients have in me, I make a donation to the charity of your choice for every closed transaction. It would be my pleasure to assist you in your real estate transaction.
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