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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 314-805-7524.
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Request My Free Relocation Package! Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate! Find Out More > View All Offers >
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Request a Free Presentation On How I Will Market and Sell Your Home. Remember, All Real Estate Agents Are NOT Alike.  A "Listing Presentation" is an industry term for the formal presentation that a real estate agent makes to prospective home sellers, trying to earn their trust and business. Don't list your home with a real estate agent without it! I would love the opportunity to make such a presentation to you. I'll visit your Chesterfield, Wildwood and West St. Louis home, and together we will walk through it, considering the positives and negatives (if any!). You will then see exactly how I would propose to sell your home, for as much as the market will bear, and within your time frame. I will tell you where I will advertise your home, both in print and on the web. With the dramatic growth in homebuyer usage of the web, you MUST have a top real estate agent that can extensively market your home online! And you'll find out what your Chesterfield, Wildwood and West St. Louis home is worth, because part of my presentation will include a CMA (Comparative Market Analysis) of your home. I'll compare your home to others like it in Chesterfield, Wildwood and West St. Louis that have recently sold, and also to others that are currently for sale. This is a very important way of determining the fair market value of your home. I make free presentations and prepare CMAs for prospective home sellers every day. I've literally done hundreds, and I know exactly what puts a big SOLD sign in your front yard. I'd love the chance to make a presentation for you. It is totally free and without any obligation. Call me! Or fill out this form...  Yes, you can request a FREE in-home presentation of how I would market your property in Chesterfield, Wildwood and West St. Louis! I do these presentations for people all the time. It's my job! There's no obligation, and I'll get back to you quickly... 
Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
Into what category do forty-four percent of home buying households fall?
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| A |
Forty-four percent of home-buying households are made up of married couples with dependents. |
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Peggy Fox Prudential Alliance, Realtors 17050 Baxter Rd., Suite 200 Chesterfield, MO 63005 314-805-7524 Fax: 636-537-2405 peggyfox@NUMBER1EXPERT.com
I am a firm believer in the value of real estate as a great investment! I have helped clients buy and sell properties in both Missouri and 'The Gold Coast' of Connecticut. Having made many moves myself (California, Connecticut, Michigan, Pennsylvania, Washington, to name a few) I understand the emotions and stress involved in moving, whether within town or to a completely new location.
As a token of my appreciation for the trust my clients have in me, I make a donation to the charity of your choice for every closed transaction. It would be my pleasure to assist you in your real estate transaction.
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